Auto Insurance in Bradenton, FL
Is personal auto coverage in Bradenton, FL included in your auto insurance?
Living in Bradenton, Florida, with its beautiful beaches and bustling community, provides ample driving opportunities. However, driving in such a vibrant area also comes with inherent risks. Ensuring you have the right auto insurance coverage is essential.
At Tropical Insurance of Manasota Inc, we specialize in providing well-rounded auto coverage tailored to meet your needs. Secure your journey with us today.
Types of Personal Auto Coverage
The following are the key types of personal auto coverage:
- Liability coverage—There are two primary types of liability coverage.
- Bodily injury liability—This can cover injuries you cause to others in an at-fault accident, including medical expenses, lost wages and legal fees.
- Property damage liability—This can pay for damage you cause to others’ property, such as vehicles or structures. This coverage is required in Florida.
- Collision coverage—This may cover the cost of repairing or replacing your vehicle after an accident, regardless of fault. It is crucial for newer or more expensive cars.
- Comprehensive coverage—This can pay for damage from noncollision incidents such as theft, vandalism, natural disasters and animal strikes.
- Personal injury protection—This can cover medical expenses, lost wages and other costs for you and your passengers, regardless of fault. This coverage is also required in Florida.
- Uninsured/underinsured motorist coverage—This may protect you financially after accidents involving at-fault drivers with insufficient or no insurance, covering your medical expenses, lost wages and other damages.
- Medical payments coverage—This can cover medical expenses for you and your passengers, regardless of fault, but does not cover lost wages or nonmedical expenses.
- Guaranteed asset protection (GAP) insurance—This can cover the difference between your car loan or lease balance and the car’s actual cash value if it is totaled or stolen. It may be ideal for new or financed vehicles.
Having the right mix of these coverages helps ensure you are financially protected on the road.
Learn More About Auto Insurance and Personal Auto Coverage
With over 20 years of exceptional service, Tropical Insurance of Manasota Incis dedicated to helping you find the best auto insurance policy to fit your needs and budget. Contact us today to discuss your auto insurance options or request a free quote.